Bill Bazaar blog

Guides for people who run the shop, not a department.

Payments, GST billing, POS and selling online — written for Indian small businesses, with the details that decide whether something actually works at your counter.

Guides

Payment guides

The reference pages — pricing, UPI, recurring collection, cross-border and setup. Written for Indian businesses and kept current.

Basics

What is a payment gateway?

How an online payment travels from your checkout to the customer's bank and back in a few seconds — plus the three types and who the five parties are.

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Pricing

Payment gateway charges in India

What you actually pay: rates by payment method, the 18% GST no quoted rate includes, the costs nobody quotes, and a calculator for your own volume.

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Pricing

Razorpay vs Cashfree

Both providers' own published rates side by side, read on the date shown — with the conditions on the 0% offer spelled out.

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Choosing

Best payment gateway in India

There isn't one. Five questions in the order that matters, what to prioritise by business type, and the checklist that prevents rejection.

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UPI

UPI payment gateway for business

Merchant UPI versus a personal UPI ID, payment links, dynamic QR, UPI Intent and AutoPay — charges, settlement and setup.

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Subscriptions

Recurring payments in India

UPI AutoPay, eNACH and card mandates compared — which suits your ticket size, and how to handle a failed debit without losing the customer.

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No website

Accept payments without a website

Payment links, hosted pages and dynamic QR. How to create one, what it costs, and why it beats sharing a UPI ID and trusting a screenshot.

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Cross-border

International payment gateway

Selling abroad from India: card rates near 3%, T+2 INR settlement, the FEMA and bank documentation nobody warns you about.

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Verification

Bank account & UPI verification API

Penny drop versus pennyless verification, name matching that doesn't reject genuine customers, and where the check belongs in your flow.

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WordPress

WordPress payment gateway plugin

Add UPI and cards to WooCommerce in about 20 minutes — install, App ID and Secret Key, sandbox test, and the errors everyone hits.

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